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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道

精彩|　　信?(xin)息?(xi)不??(bu)對??(dui)稱??(cheng)不??(bu)僅?(jin)降??(jiang)低??(di)了?(le)日??(ri)常??(chang)金??(jin)融??(rong)服??(fu)務(wù)??(wu)質(zhì)??(zhi)量??(liang)??，也??(ye)削??(xue)弱??(ruo)了??(le)減??(jian)費(fèi)?(fei)讓??(rang)利??(li)政?(zheng)策??(ce)的??(de)落?(luo)地??(di)效??(xiao)果?(guo)??。??“上??(shang)有??(you)政??(zheng)策??(ce)、下??(xia)有??(you)對??(dui)策??(ce)”的??(de)教??(jiao)訓(xùn)?(xun)并??(bing)不??(bu)遙??(yao)遠(yuǎn)??(yuan)??。2014年??(nian)2月??(yue)??，原??(yuan)中??(zhong)國??(guo)銀?(yin)監(jiān)??(jian)會?(hui)、國??(guo)家??(jia)發(fā)??(fa)展??(zhan)改??(gai)革??(ge)委??(wei)發(fā)??(fa)布?(bu)《商??(shang)業(yè)??(ye)銀??(yin)行?(xing)服??(fu)務(wù)?(wu)價(jià)?(jia)格??(ge)管??(guan)理??(li)辦??(ban)法??(fa)》??，明??(ming)確?(que)將??(jiang)新??(xin)增??(zeng)兩??(liang)個(gè)??(ge)免??(mian)費(fèi)??(fei)項(xiàng)?(xiang)目??(mu)??。但??(dan)有??(you)消?(xiao)費(fèi)??(fei)者??(zhe)反??(fan)映??(ying)??，該??(gai)政??(zheng)策??(ce)在??(zai)執(zhí)??(zhi)行??(xing)過??(guo)程??(cheng)中??(zhong)變??(bian)了??(le)樣??(yang)??，多??(duo)數(shù)??(shu)銀??(yin)行??(xing)網(wǎng)??(wang)點(diǎn)??(dian)的??(de)工??(gong)作??(zuo)人??(ren)員??(yuan)并??(bing)未??(wei)主??(zhu)動??(dong)告??(gao)知??(zhi)客??(ke)戶?(hu)“目??(mu)前?(qian)可??(ke)擁??(yong)有?(you)一??(yi)個(gè)??(ge)免??(mian)收??(shou)管??(guan)理?(li)費(fèi)??(fei)的??(de)賬?(zhang)戶??(hu)”??，出??(chu)現(xiàn)??(xian)了??(le)“你??(ni)不??(bu)問??(wen)、我??(wo)就??(jiu)不??(bu)說?(shuo)”的??(de)情??(qing)況??(kuang)??。時(shí)??(shi)至?(zhi)今??(jin)日??(ri)??，此??(ci)類?(lei)問??(wen)題??(ti)仍??(reng)有??(you)一??(yi)定??(ding)的?(de)普??(pu)遍??(bian)性??(xing)??。　　減??(jian)費(fèi)??(fei)讓??(rang)利??(li)、惠??(hui)企??(qi)利??(li)民??(min)的??(de)做??(zuo)法??(fa)值??(zhi)得??(de)肯??(ken)定??(ding)??，但??(dan)相??(xiang)關(guān)??(guan)措??(cuo)施??(shi)若??(ruo)要?(yao)落?(luo)地??(di)生??(sheng)效??(xiao)??，還??(hai)需??(xu)依??(yi)靠??(kao)“公?(gong)開??(kai)透??(tou)明??(ming)”機(jī)??(ji)制??(zhi)??。??哪??(na)些??(xie)項(xiàng)??(xiang)目??(mu)收??(shou)費(fèi)??(fei)了?(le)？?收??(shou)了??(le)多??(duo)少??(shao)？哪??(na)些??(xie)項(xiàng)??(xiang)目??(mu)免??(mian)費(fèi)??(fei)了??(le)？還??(hai)能??(neng)優(yōu)??(you)惠??(hui)多??(duo)少??(shao)？這??(zhe)些??(xie)看??(kan)似??(si)瑣??(suo)碎??(sui)的??(de)“小?(xiao)事??(shi)”是??(shi)關(guān)??(guan)乎??(hu)金??(jin)融??(rong)消??(xiao)費(fèi)??(fei)者??(zhe)獲??(huo)得?(de)感??(gan)的??(de)“大??(da)事??(shi)”??，要?(yao)把??(ba)它??(ta)們??(men)講??(jiang)清??(qing)楚?(chu)、說??(shuo)明??(ming)白??(bai)??。

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