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學習快評丨qibao666888　　我??(wo)國?(guo)已??(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范?(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)亂??(luan)象??(xiang)中??(zhong)消??(xiao)費??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。?我??(wo)國??(guo)消??(xiao)費??(fei)者??(zhe)權(quán)?(quan)益??(yi)保??(bao)護??(hu)法??(fa)規(guī)??(gui)定??(ding)??，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預??(yu)收??(shou)款??(kuan)方??(fang)式??(shi)提??(ti)供??(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服?(fu)務(wù)??(wu)的??(de)??，應??(ying)當??(dang)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的??(de)??，應??(ying)當??(dang)按??(an)照??(zhao)消??(xiao)費??(fei)者??(zhe)的??(de)要??(yao)求??(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退??(tui)回??(hui)預??(yu)付??(fu)款??(kuan)；并?(bing)應??(ying)當??(dang)承??(cheng)擔?(dan)預??(yu)付??(fu)款??(kuan)的??(de)利??(li)息??(xi)、消??(xiao)費?(fei)者??(zhe)必?(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費??(fei)用?(yong)??。如??(ru)果??(guo)商??(shang)家?(jia)存??(cun)在??(zai)欺??(qi)詐??(zha)行??(xing)為??(wei)??，消??(xiao)費??(fei)者??(zhe)有??(you)權(quán)??(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)??，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費?(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品??(pin)的??(de)價??(jia)款?(kuan)或??(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)費??(fei)用??(yong)的??(de)三??(san)倍??(bei)；增?(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)不??(bu)足??(zu)五??(wu)百??(bai)元??(yuan)的??(de)??，為?(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)?(jian)管??(guan)角??(jiao)度??(du)來??(lai)看??(kan)??，各??(ge)地??(di)也??(ye)陸?(lu)續(xù)??(xu)出??(chu)臺??(tai)了??(le)針??(zhen)對??(dui)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)的??(de)管??(guan)理??(li)辦??(ban)法??(fa)??，對??(dui)商??(shang)家??(jia)的??(de)發(fā)??(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等??(deng)進??(jin)行??(xing)了??(le)規(guī)??(gui)范??(fan)??。若??(ruo)商??(shang)家?(jia)以??(yi)非??(fei)法??(fa)占?(zhan)有??(you)為??(wei)目??(mu)的??(de)??，在??(zai)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)中??(zhong)采?(cai)用??(yong)虛??(xu)構(gòu)??(gou)事??(shi)實??(shi)、隱??(yin)瞞??(man)真??(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大?(da)量??(liang)騙??(pian)取??(qu)消??(xiao)費??(fei)者??(zhe)預??(yu)付??(fu)款??(kuan)項??(xiang)??，且??(qie)數(shù)??(shu)額?(e)達??(da)到??(dao)一??(yi)定??(ding)標??(biao)準??(zhun)??，可??(ke)能??(neng)涉?(she)嫌??(xian)詐??(zha)騙??(pian)罪??(zui)??，我??(wo)國?(guo)刑??(xing)法??(fa)第??(di)二??(er)百??(bai)六??(liu)十??(shi)六??(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪?(zui)及??(ji)其??(qi)刑??(xing)事??(shi)處??(chu)罰??(fa)作??(zuo)出??(chu)了??(le)明?(ming)確??(que)規(guī)??(gui)定??(ding)???！　?jù)?(ju)媒??(mei)體??(ti)報??(bao)道?(dao)??，某??(mou)知??(zhi)名??(ming)連?(lian)鎖?(suo)健??(jian)身??(shen)房??(fang)??，在??(zai)開??(kai)業(yè)??(ye)初??(chu)期??(qi)推??(tui)出??(chu)大?(da)幅??(fu)優(yōu)??(you)惠??(hui)的??(de)年??(nian)卡??(ka)、三??(san)年??(nian)卡??(ka)套??(tao)餐??(can)??，吸??(xi)引??(yin)眾??(zhong)多??(duo)消??(xiao)費??(fei)者??(zhe)辦??(ban)卡??(ka)??。?然??(ran)而??(er)??，僅??(jin)經(jīng)??(jing)營??(ying)短??(duan)短??(duan)數(shù)??(shu)月??(yue)后??(hou)??，健??(jian)身??(shen)房??(fang)突??(tu)然??(ran)關(guān)??(guan)門??(men)??，老?(lao)板??(ban)失??(shi)聯(lián)?(lian)??。眾??(zhong)多??(duo)辦??(ban)卡?(ka)會??(hui)員??(yuan)不??(bu)僅??(jin)未??(wei)能??(neng)享??(xiang)受??(shou)完??(wan)服??(fu)務(wù)??(wu)??，充??(chong)值??(zhi)的??(de)高??(gao)額??(e)費??(fei)用??(yong)也??(ye)打??(da)了??(le)水??(shui)漂??(piao)??。成?(cheng)都??(dou)某??(mou)足??(zu)療??(liao)店??(dian)??，消??(xiao)費??(fei)者??(zhe)王??(wang)女??(nv)士??(shi)在??(zai)預??(yu)付??(fu)費?(fei)用??(yong)購??(gou)買??(mai)所??(suo)謂??(wei)的??(de)醫(yī)??(yi)療??(liao)服?(fu)務(wù)??(wu)后??(hou)??，發(fā)??(fa)現(xiàn)??(xian)服??(fu)務(wù)??(wu)體??(ti)驗?(yan)不??(bu)佳??(jia)且??(qie)價??(jia)格??(ge)存??(cun)在??(zai)虛??(xu)高??(gao)等?(deng)問??(wen)題?(ti)??，要??(yao)求??(qiu)商??(shang)家??(jia)退??(tui)款??(kuan)??。該??(gai)店??(dian)人??(ren)員??(yuan)拒??(ju)絕?(jue)退??(tui)款??(kuan)賠??(pei)償??(chang)??，并??(bing)告??(gao)知??(zhi)王??(wang)女??(nv)士??(shi)店??(dian)鋪??(pu)是?(shi)合??(he)法??(fa)轉(zhuǎn)??(zhuan)讓??(rang)到??(dao)自??(zi)己??(ji)手??(shou)里??(li)??，合??(he)同??(tong)條??(tiao)款??(kuan)中??(zhong)約??(yue)定??(ding)自??(zi)己??(ji)有??(you)權(quán)??(quan)拒??(ju)絕??(jue)為??(wei)之??(zhi)前??(qian)辦??(ban)卡??(ka)的?(de)顧??(gu)客?(ke)提??(ti)供??(gong)服??(fu)務(wù)??(wu)??，并?(bing)對??(dui)退??(tui)卡??(ka)退??(tui)費??(fei)事??(shi)項??(xiang)概??(gai)不??(bu)負??(fu)責??(ze)??。。