三九養(yǎng)生堂記者 鄧肯·蓋伊 報道
精彩| 該?(gai)負(fù)??(fu)責(zé)??(ze)人??(ren)介??(jie)紹??(shao)?，國??(guo)家祝(jia)金??(jin)融?(rong)監(jiān)??(jian)管??(guan)總??(zong)局??(ju)會?(hui)同??(tong)相??(xiang)關(guān)??(guan)部??(bu)門??(men)優(yōu)??(you)化?(hua)房??(fang)地??(di)產(chǎn)??(chan)政??(zheng)策??(ce)?，合??(he)理??(li)優(yōu)??(you)化??(hua)首??(shou)付??(fu)比??(bi)例??(li)和??(he)貸??(dai)款??(kuan)利?(li)率??(lv)要??(yao)求祝(qiu)?，明??(ming)確??(que)將??(jiang)“認(rèn)?(ren)房??(fang)不?(bu)認(rèn)??(ren)貸??(dai)”納??(na)入??(ru)“一??(yi)城??(cheng)一??(yi)策??(ce)”工??(gong)具??(ju)箱??(xiang)?，更??(geng)好??(hao)地??(di)滿??(man)足??(zu)剛?(gang)性??(xing)和??(he)改??(gai)善??(shan)性??(xing)住??(zhu)房??(fang)需??(xu)求??(qiu)??。??同??(tong)時??(shi)?，穩(wěn)??(wen)妥??(tuo)降??(jiang)低??(di)存??(cun)量??(liang)首??(shou)套??(tao)房??(fang)貸??(dai)利??(li)率??(lv)?，目??(mu)前??(qian)絕??(jue)大??(da)部??(bu)分??(fen)貸??(dai)款??(kuan)已??(yi)調(diào)??(tiao)整?(zheng)到??(dao)位??(wei)?，有??(you)效??(xiao)緩??(huan)解??(jie)居??(ju)民??(min)房??(fang)貸??(dai)支??(zhi)出??(chu)壓??(ya)力??(li)??。 負(fù)??(fu)責(zé)?(ze)人??(ren)同??(tong)時??(shi)指??(zhi)出??(chu)??，官??(guan)方??(fang)拓??(tuo)寬??(kuan)不??(bu)良?(liang)資?(zi)產(chǎn)??(chan)處??(chu)置??(zhi)渠??(qu)道??(dao)??，有??(you)序??(xu)推??(tui)進(jìn)??(jin)不??(bu)良??(liang)貸??(dai)款??(kuan)轉(zhuǎn)??(zhuan)讓??(rang)試??(shi)點(diǎn)??(dian)??，化??(hua)解??(jie)銀??(yin)行??(xing)信??(xin)用??(yong)風(fēng)?(feng)險??(xian)??，前??(qian)三??(san)季??(ji)度??(du)銀??(yin)行??(xing)業(yè)??(ye)共??(gong)處??(chu)置??(zhi)不??(bu)良??(liang)資??(zi)產(chǎn)??(chan)1.9萬??(wan)億??(yi)元??(yuan)??。??著??(zhe)力??(li)增?(zeng)強(qiáng)??(qiang)風(fēng)??(feng)險??(xian)抵??(di)御??(yu)能??(neng)力??(li)??，督??(du)促??(cu)銀??(yin)行??(xing)按??(an)照?(zhao)預(yù)?(yu)期??(qi)信??(xin)用??(yong)損??(sun)失??(shi)法??(fa)??，合??(he)理??(li)預(yù)?(yu)估??(gu)風(fēng)??(feng)險??(xian)??，充??(chong)足??(zu)計??(ji)提?(ti)撥??(bo)備?(bei)??，增??(zeng)厚??(hou)風(fēng)??(feng)險??(xian)緩??(huan)沖??(chong)墊??(dian)??。
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