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學習快評丨qibao666888　　在??(zai)一??(yi)起??(qi)集??(ji)資??(zi)詐??(zha)騙?(pian)案??(an)件??(jian)中??(zhong)??，某??(mou)機??(ji)構??(gou)組??(zu)織??(zhi)農??(nong)副??(fu)產(chǎn)??(chan)品??(pin)、保?(bao)健?(jian)產(chǎn)??(chan)品??(pin)等??(deng)知??(zhi)識?(shi)講??(jiang)座??(zuo)??，聲?(sheng)稱?(cheng)充?(chong)值?(zhi)一?(yi)定??(ding)金??(jin)額??(e)后??(hou)可??(ke)以??(yi)通?(tong)過??(guo)刷??(shua)投??(tou)資??(zi)流??(liu)水??(shui)獲??(huo)取??(qu)回??(hui)報??(bao)??，進?(jin)而??(er)虛?(xu)構??(gou)購??(gou)買??(mai)保??(bao)健??(jian)品??(pin)套??(tao)餐??(can)能??(neng)夠?(gou)獲??(huo)得??(de)店??(dian)鋪??(pu)贈??(zeng)送??(song)的??(de)股祝(gu)票?(piao)??，并??(bing)許??(xu)諾??(nuo)股??(gu)票??(piao)投??(tou)資??(zi)能??(neng)夠??(gou)隨??(sui)時??(shi)兌?(dui)現(xiàn)?(xian)本??(ben)金??(jin)、有??(you)高??(gao)額??(e)回??(hui)報??(bao)等??(deng)事??(shi)由?(you)??，詐??(zha)騙??(pian)四??(si)十??(shi)余??(yu)名??(ming)被??(bei)害??(hai)人??(ren)上??(shang)百??(bai)萬??(wan)資?(zi)金?(jin)??。??起??(qi)初??(chu)??，不??(bu)少??(shao)消??(xiao)費??(fei)者?(zhe)在??(zai)進??(jin)行??(xing)“消??(xiao)費??(fei)投??(tou)資??(zi)”后??(hou)??，機??(ji)構??(gou)能??(neng)夠??(gou)按??(an)時??(shi)返?(fan)款??(kuan)??，吸??(xi)引??(yin)了??(le)更??(geng)多??(duo)人??(ren)參??(can)與??(yu)??，隨??(sui)后??(hou)機??(ji)構??(gou)突??(tu)然??(ran)關??(guan)門??(men)閉??(bi)店??(dian)??。經(jīng)??(jing)調?(tiao)查??(zha)發(fā)??(fa)現(xiàn)??(xian)??，該??(gai)機??(ji)構??(gou)實??(shi)際??(ji)運??(yun)營??(ying)狀??(zhuang)況??(kuang)不??(bu)佳??(jia)??，根??(gen)本??(ben)無??(wu)法??(fa)支??(zhi)撐??(cheng)高??(gao)額??(e)返??(fan)現(xiàn)??(xian)、贈??(zeng)送??(song)股??(gu)票??(piao)等??(deng)承?(cheng)諾??(nuo)??，所??(suo)謂??(wei)的??(de)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)只?(zhi)是??(shi)非??(fei)法?(fa)集??(ji)資??(zi)的??(de)幌??(huang)子??(zi)???！　∷??(suo)謂??(wei)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)??，是??(shi)指??(zhi)消??(xiao)費??(fei)者??(zhe)在??(zai)商??(shang)家??(jia)交??(jiao)付??(fu)商??(shang)品??(pin)或??(huo)提??(ti)供??(gong)服??(fu)務??(wu)之??(zhi)前??(qian)??，根??(gen)據(jù)??(ju)商??(shang)家??(jia)提?(ti)供??(gong)的??(de)營??(ying)銷??(xiao)方??(fang)案??(an)以??(yi)優(yōu)??(you)惠??(hui)的??(de)價??(jia)格??(ge)預??(yu)付??(fu)費??(fei)用??(yong)??，然??(ran)后??(hou)再??(zai)取??(qu)得??(de)商??(shang)品??(pin)或??(huo)接??(jie)受?(shou)服??(fu)務??(wu)的??(de)消?(xiao)費??(fei)模??(mo)式??(shi)??。??伴?(ban)隨??(sui)著??(zhe)預??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)迅??(xun)猛??(meng)發(fā)??(fa)展??(zhan)??，相??(xiang)關??(guan)糾??(jiu)紛??(fen)不??(bu)斷??(duan)增??(zeng)多??(duo)??，經(jīng)??(jing)營??(ying)者??(zhe)卷??(juan)款??(kuan)“跑?(pao)路??(lu)”、商??(shang)家??(jia)限??(xian)制??(zhi)消??(xiao)費??(fei)、“職??(zhi)業(yè)??(ye)閉??(bi)店??(dian)人??(ren)”等??(deng)亂??(luan)象??(xiang)時??(shi)有??(you)發(fā)??(fa)生??(sheng)??，嚴??(yan)重??(zhong)損??(sun)害??(hai)消??(xiao)費??(fei)者?(zhe)合??(he)法??(fa)權??(quan)益??(yi)??，破??(po)壞??(huai)正??(zheng)常??(chang)市??(shi)場??(chang)秩??(zhi)序??(xu)??。消??(xiao)費??(fei)者??(zhe)應?(ying)當??(dang)如??(ru)何??(he)規(guī)??(gui)避??(bi)其??(qi)中??(zhong)的??(de)風??(feng)險?(xian)??，合?(he)理??(li)保??(bao)護??(hu)自??(zi)身??(shen)合??(he)法?(fa)權??(quan)益?(yi)呢??(ne)？??。