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學習快評丨qibao666888　　亞??(ya)洲??(zhou)開??(kai)發(fā)??(fa)銀??(yin)行??(xing)前??(qian)行?(xing)長??(chang)、日??(ri)本??(ben)財??(cai)務?(wu)省??(sheng)前??(qian)副??(fu)大??(da)臣??(chen)中??(zhong)尾??(wei)武??(wu)彥??(yan)在秘(zai)接??(jie)受??(shou)記??(ji)者??(zhe)采??(cai)訪??(fang)時??(shi)表??(biao)示??(shi)??，中??(zhong)國??(guo)積??(ji)極??(ji)應??(ying)對??(dui)人??(ren)口??(kou)老??(lao)齡??(ling)化??(hua)??，但??(dan)中??(zhong)國??(guo)不??(bu)同??(tong)地??(di)區(qū)?(qu)之??(zhi)間??(jian)差??(cha)距??(ju)較??(jiao)大??(da)??，這??(zhe)給??(gei)中??(zhong)國??(guo)養(yǎng)??(yang)老??(lao)金??(jin)體??(ti)系??(xi)改??(gai)革??(ge)帶??(dai)來??(lai)了??(le)挑??(tiao)戰(zhàn)??(zhan)??。??　　鄭??(zheng)秉??(bing)文??(wen)表??(biao)示??(shi)?，老??(lao)齡??(ling)化??(hua)的??(de)快??(kuai)速??(su)發(fā)??(fa)展??(zhan)對?(dui)包??(bao)括??(kuo)養(yǎng)??(yang)老??(lao)金??(jin)制??(zhi)度??(du)在??(zai)內?(nei)的??(de)各??(ge)方??(fang)面??(mian)影?(ying)響??(xiang)巨??(ju)大??(da)??。??他??(ta)建??(jian)議??(yi)?，推??(tui)動??(dong)養(yǎng)??(yang)老??(lao)金??(jin)體??(ti)系??(xi)從??(cong)現??(xian)收??(shou)現??(xian)付?(fu)融??(rong)資??(zi)方??(fang)式??(shi)向?(xiang)預?(yu)籌??(chou)式??(shi)投??(tou)資??(zi)方??(fang)式??(shi)轉??(zhuan)變?(bian)?，從??(cong)負??(fu)債??(zhai)型??(xing)制??(zhi)度??(du)向?(xiang)資??(zi)產??(chan)型??(xing)制??(zhi)度??(du)轉??(zhuan)變?(bian)??。在??(zai)鄭??(zheng)秉??(bing)文??(wen)看??(kan)來??(lai)?，資??(zi)產??(chan)是??(shi)有??(you)回??(hui)報??(bao)的??(de)?，資??(zi)產?(chan)的??(de)規(guī)?(gui)模?(mo)越??(yue)大??(da)?，回??(hui)報??(bao)就??(jiu)越??(yue)高??(gao)?，就??(jiu)可??(ke)以??(yi)抵??(di)消??(xiao)由??(you)老??(lao)齡??(ling)化??(hua)引??(yin)起??(qi)的??(de)繳??(jiao)費??(fei)減??(jian)少??(shao)所??(suo)帶??(dai)來??(lai)的??(de)壓??(ya)力??(li)??。。