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學習快評丨qibao666888　　鄭??(zheng)秉??(bing)文??(wen)表??(biao)示??(shi)??，老??(lao)齡??(ling)化??(hua)的??(de)快??(kuai)速??(su)發(fā)??(fa)展??(zhan)對??(dui)包??(bao)括?(kuo)養(yǎng)??(yang)老??(lao)金??(jin)制??(zhi)度??(du)在??(zai)內??(nei)的??(de)各?(ge)方??(fang)面??(mian)影??(ying)響??(xiang)巨??(ju)大??(da)??。??他??(ta)建??(jian)議?(yi)??，推??(tui)動??(dong)養(yǎng)??(yang)老??(lao)金??(jin)體??(ti)系??(xi)從??(cong)現(xiàn)??(xian)收??(shou)現(xiàn)??(xian)付??(fu)融??(rong)資??(zi)方??(fang)式??(shi)向??(xiang)預??(yu)籌??(chou)式??(shi)投?(tou)資??(zi)方??(fang)式??(shi)轉??(zhuan)變?(bian)??，從??(cong)負?(fu)債??(zhai)型??(xing)制??(zhi)度??(du)向??(xiang)資??(zi)產??(chan)型??(xing)制??(zhi)度??(du)轉??(zhuan)變??(bian)??。在??(zai)鄭?(zheng)秉??(bing)文??(wen)看??(kan)來??(lai)??，資??(zi)產??(chan)是??(shi)有??(you)回??(hui)報??(bao)的??(de)??，資?(zi)產??(chan)的??(de)規(guī)??(gui)模??(mo)越?(yue)大??(da)??，回??(hui)報??(bao)就??(jiu)越??(yue)高??(gao)??，就??(jiu)可??(ke)以??(yi)抵??(di)消??(xiao)由??(you)老??(lao)齡??(ling)化??(hua)引??(yin)起??(qi)的??(de)繳??(jiao)費??(fei)減??(jian)少??(shao)所??(suo)帶??(dai)來?(lai)的??(de)壓??(ya)力??(li)???！　?jù)??(ju)中??(zhong)國??(guo)社??(she)會??(hui)科??(ke)學??(xue)院??(yuan)世??(shi)界??(jie)社??(she)保??(bao)研??(yan)究??(jiu)中??(zhong)心??(xin)主??(zhu)任??(ren)鄭??(zheng)秉??(bing)文??(wen)介??(jie)紹??(shao)??，按??(an)照??(zhao)聯(lián)?(lian)合??(he)國??(guo)定??(ding)義??(yi)??，中??(zhong)國??(guo)于??(yu)2001年?(nian)進??(jin)入??(ru)老??(lao)齡??(ling)化??(hua)社??(she)會??(hui)??，即??(ji)65歲??(sui)及??(ji)以??(yi)上??(shang)老??(lao)年??(nian)人??(ren)口??(kou)數(shù)??(shu)量??(liang)占??(zhan)總??(zong)人??(ren)口??(kou)比??(bi)例??(li)超?(chao)過??(guo)7%??。秘在??(zai)2021年??(nian)??，這??(zhe)一??(yi)比??(bi)例?(li)達??(da)到??(dao)14%??，中??(zhong)國??(guo)進??(jin)入??(ru)深??(shen)度??(du)老??(lao)齡??(ling)化??(hua)社??(she)會??(hui)??。而??(er)據(jù)??(ju)聯(lián)??(lian)合??(he)國??(guo)預?(yu)測??(ce)??，到??(dao)2032年??(nian)??，中??(zhong)國??(guo)將??(jiang)邁??(mai)入??(ru)超??(chao)老??(lao)齡??(ling)化??(hua)社??(she)會??(hui)??，65歲??(sui)及??(ji)以??(yi)上??(shang)老??(lao)年??(nian)人??(ren)口??(kou)數(shù)??(shu)量??(liang)占??(zhan)總??(zong)人??(ren)口??(kou)比??(bi)例??(li)將??(jiang)達??(da)到??(dao)20%??。。