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學(xué)習(xí)快評(píng)丨qibao666888　　據(jù)??(ju)媒??(mei)體??(ti)報(bào)??(bao)道??(dao)??，某??(mou)知??(zhi)名??(ming)連??(lian)鎖??(suo)健??(jian)身??(shen)房??(fang)??，在??(zai)開(kāi)??(kai)業(yè)??(ye)初??(chu)期?(qi)推??(tui)出??(chu)大??(da)幅??(fu)優(yōu)??(you)惠??(hui)的??(de)年??(nian)卡??(ka)、三??(san)年??(nian)卡??(ka)套??(tao)餐??(can)??，吸??(xi)引??(yin)眾??(zhong)多??(duo)消??(xiao)費(fèi)??(fei)者??(zhe)辦?(ban)卡??(ka)??。??然??(ran)而??(er)??，僅??(jin)經(jīng)??(jing)營(yíng)??(ying)短??(duan)短??(duan)數(shù)??(shu)月??(yue)后??(hou)??，健??(jian)身??(shen)房?(fang)突??(tu)然?(ran)關(guān)??(guan)門??(men)??，老??(lao)板??(ban)失??(shi)聯(lián)??(lian)??。眾??(zhong)多??(duo)辦?(ban)卡??(ka)會(huì)??(hui)員?(yuan)不?(bu)僅??(jin)未??(wei)能??(neng)享??(xiang)受??(shou)完??(wan)服??(fu)務(wù)??(wu)??，充??(chong)值??(zhi)的??(de)高??(gao)額??(e)費(fèi)??(fei)用??(yong)也??(ye)打??(da)了??(le)水??(shui)漂??(piao)??。成??(cheng)都??(dou)某??(mou)足??(zu)療??(liao)店??(dian)??，消??(xiao)費(fèi)?(fei)者??(zhe)王??(wang)女??(nv)士??(shi)在??(zai)預(yù)??(yu)付??(fu)費(fèi)??(fei)用??(yong)購(gòu)??(gou)買??(mai)所??(suo)謂??(wei)的??(de)醫(yī)??(yi)療??(liao)服?(fu)務(wù)??(wu)后??(hou)??，發(fā)??(fa)現(xiàn)??(xian)服??(fu)務(wù)??(wu)體??(ti)驗(yàn)??(yan)不??(bu)佳??(jia)且?(qie)價(jià)??(jia)格??(ge)存??(cun)在??(zai)虛?(xu)高??(gao)等??(deng)問(wèn)??(wen)題??(ti)??，要??(yao)求?(qiu)商??(shang)家??(jia)退?(tui)款??(kuan)??。該??(gai)店??(dian)人??(ren)員??(yuan)拒??(ju)絕??(jue)退??(tui)款??(kuan)賠??(pei)償??(chang)??，并??(bing)告??(gao)知?(zhi)王??(wang)女?(nv)士??(shi)店?(dian)鋪??(pu)是??(shi)合??(he)法??(fa)轉(zhuǎn)??(zhuan)讓??(rang)到??(dao)自??(zi)己??(ji)手??(shou)里??(li)??，合??(he)同??(tong)條??(tiao)款??(kuan)中?(zhong)約??(yue)定??(ding)自??(zi)己??(ji)有??(you)權(quán)??(quan)拒??(ju)絕??(jue)為??(wei)之??(zhi)前??(qian)辦??(ban)卡??(ka)的?(de)顧?(gu)客??(ke)提??(ti)供??(gong)服??(fu)務(wù)??(wu)??，并??(bing)對(duì)??(dui)退??(tui)卡??(ka)退??(tui)費(fèi)??(fei)事??(shi)項(xiàng)?(xiang)概??(gai)不??(bu)負(fù)??(fu)責(zé)??(ze)???！　「??(gen)據(jù)??(ju)我??(wo)國(guó)??(guo)刑??(xing)法??(fa)第?(di)一??(yi)百??(bai)九??(jiu)十??(shi)二??(er)條?(tiao)規(guī)??(gui)定??(ding)??，以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)??，使??(shi)用??(yong)詐??(zha)騙??(pian)方??(fang)法??(fa)非?(fei)法??(fa)集??(ji)資??(zi)??，數(shù)??(shu)額??(e)較??(jiao)大?(da)的?(de)??，處?(chu)三??(san)年??(nian)以??(yi)上??(shang)七??(qi)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的?(de)??，處??(chu)七??(qi)年??(nian)以?(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)無(wú)??(wu)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰?(fa)金??(jin)或??(huo)沒(méi)?(mei)收??(shou)財(cái)??(cai)產(chǎn)??(chan)??。??第??(di)一??(yi)百??(bai)七??(qi)十??(shi)六??(liu)條??(tiao)規(guī)??(gui)定??(ding)??，非?(fei)法??(fa)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)或??(huo)者??(zhe)變?(bian)相??(xiang)吸??(xi)收??(shou)公??(gong)眾??(zhong)存??(cun)款??(kuan)??，擾??(rao)亂?(luan)金??(jin)融??(rong)秩??(zhi)序??(xu)的??(de)??，處??(chu)三??(san)年??(nian)以??(yi)下??(xia)有??(you)期??(qi)徒??(tu)刑??(xing)或??(huo)者??(zhe)拘??(ju)役??(yi)??，并?(bing)處??(chu)或??(huo)單??(dan)處??(chu)罰??(fa)金??(jin)；數(shù)??(shu)額??(e)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)嚴(yán)??(yan)重??(zhong)情??(qing)節(jié)??(jie)的??(de)??，處??(chu)三??(san)年?(nian)以??(yi)上??(shang)十?(shi)年??(nian)以??(yi)下??(xia)有??(you)期?(qi)徒??(tu)刑?(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)；數(shù)?(shu)額??(e)特??(te)別??(bie)巨??(ju)大??(da)或??(huo)者??(zhe)有??(you)其??(qi)他??(ta)特??(te)別??(bie)嚴(yán)??(yan)重??(zhong)情?(qing)節(jié)??(jie)的??(de)??，處??(chu)十??(shi)年??(nian)以??(yi)上??(shang)有??(you)期??(qi)徒??(tu)刑??(xing)??，并??(bing)處??(chu)罰??(fa)金??(jin)??。根??(gen)據(jù)??(ju)《最??(zui)高??(gao)人??(ren)民??(min)法??(fa)院?(yuan)關(guān)??(guan)于??(yu)審??(shen)理??(li)非??(fei)法??(fa)集??(ji)資??(zi)刑??(xing)事??(shi)案??(an)件??(jian)具??(ju)體??(ti)應(yīng)??(ying)用??(yong)法??(fa)律??(lv)若??(ruo)干??(gan)問(wèn)??(wen)題??(ti)的??(de)解??(jie)釋??(shi)》??，如?(ru)果??(guo)集?(ji)資??(zi)后?(hou)不??(bu)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)?(jing)營(yíng)??(ying)活??(huo)動(dòng)??(dong)或?(huo)者?(zhe)用??(yong)于??(yu)生??(sheng)產(chǎn)??(chan)經(jīng)?(jing)營(yíng)??(ying)活?(huo)動(dòng)??(dong)與??(yu)籌??(chou)集??(ji)資??(zi)金??(jin)規(guī)??(gui)模??(mo)明??(ming)顯??(xian)不??(bu)成??(cheng)比??(bi)例?(li)??，致??(zhi)使??(shi)集??(ji)資?(zi)款??(kuan)不??(bu)能??(neng)返??(fan)還??(hai)的??(de)；肆??(si)意??(yi)揮?(hui)霍??(huo)集??(ji)資??(zi)款??(kuan)??，致??(zhi)使??(shi)集??(ji)資??(zi)款??(kuan)不??(bu)能?(neng)返??(fan)還?(hai)等??(deng)情??(qing)形??(xing)??，可??(ke)認(rèn)?(ren)定??(ding)為??(wei) “以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)”??，以??(yi)集??(ji)資??(zi)詐?(zha)騙??(pian)罪??(zui)定??(ding)罪??(zui)處??(chu)罰??(fa)??。。