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學(xué)習(xí)快評丨qibao666888　　我??(wo)國??(guo)已??(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范??(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)亂?(luan)象??(xiang)中??(zhong)消??(xiao)費??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。??我?(wo)國??(guo)消??(xiao)費??(fei)者??(zhe)權(quán)??(quan)益??(yi)保??(bao)護(hù)??(hu)法??(fa)規(guī)??(gui)定??(ding)??，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預(yù)??(yu)收??(shou)款??(kuan)方?(fang)式??(shi)提??(ti)供?(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服??(fu)務(wù)?(wu)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的??(de)??，應(yīng)??(ying)當(dāng)??(dang)按??(an)照?(zhao)消??(xiao)費??(fei)者??(zhe)的??(de)要??(yao)求??(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退??(tui)回??(hui)預(yù)??(yu)付??(fu)款??(kuan)；并??(bing)應(yīng)?(ying)當(dāng)??(dang)承??(cheng)擔(dān)?(dan)預(yù)??(yu)付??(fu)款??(kuan)的??(de)利??(li)息??(xi)、消??(xiao)費??(fei)者??(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費??(fei)用??(yong)??。如??(ru)果??(guo)商??(shang)家??(jia)存??(cun)在??(zai)欺??(qi)詐??(zha)行??(xing)為??(wei)??，消??(xiao)費??(fei)者??(zhe)有??(you)權(quán)??(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)??，增??(zeng)加??(jia)賠??(pei)償?(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費?(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品??(pin)的??(de)價??(jia)款??(kuan)或??(huo)者??(zhe)接??(jie)受?(shou)服??(fu)務(wù)??(wu)的??(de)費??(fei)用??(yong)的??(de)三?(san)倍??(bei)；增??(zeng)加?(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)不??(bu)足??(zu)五??(wu)百??(bai)元??(yuan)的??(de)??，為??(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政?(zheng)監(jiān)?(jian)管?(guan)角??(jiao)度?(du)來??(lai)看??(kan)??，各??(ge)地??(di)也??(ye)陸??(lu)續(xù)??(xu)出??(chu)臺??(tai)了??(le)針??(zhen)對??(dui)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)的??(de)管??(guan)理??(li)辦??(ban)法??(fa)??，對??(dui)商??(shang)家??(jia)的??(de)發(fā)??(fa)卡??(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等??(deng)進(jìn)?(jin)行??(xing)了?(le)規(guī)??(gui)范??(fan)??。若??(ruo)商??(shang)家??(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有??(you)為??(wei)目??(mu)的??(de)??，在??(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)中??(zhong)采??(cai)用??(yong)虛??(xu)構(gòu)??(gou)事??(shi)實??(shi)、隱??(yin)瞞??(man)真??(zhen)相?(xiang)的??(de)手??(shou)段?(duan)大??(da)量??(liang)騙??(pian)取?(qu)消??(xiao)費?(fei)者??(zhe)預(yù)??(yu)付??(fu)款??(kuan)項??(xiang)??，且??(qie)數(shù)??(shu)額??(e)達(dá)??(da)到??(dao)一??(yi)定??(ding)標(biāo)??(biao)準(zhǔn)??(zhun)??，可??(ke)能??(neng)涉??(she)嫌??(xian)詐??(zha)騙??(pian)罪??(zui)??，我??(wo)國??(guo)刑??(xing)法??(fa)第??(di)二??(er)百??(bai)六??(liu)十??(shi)六??(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪??(zui)及??(ji)其??(qi)刑??(xing)事??(shi)處??(chu)罰??(fa)作??(zuo)出??(chu)了??(le)明?(ming)確??(que)規(guī)??(gui)定??(ding)???！　∵@??(zhe)是??(shi)典??(dian)型??(xing)的??(de)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費??(fei)過??(guo)程??(cheng)中??(zhong)消??(xiao)費??(fei)者??(zhe)受??(shou)到??(dao)欺??(qi)詐??(zha)的??(de)案??(an)例??(li)??。??在?(zai)此?(ci)種??(zhong)情??(qing)況??(kuang)下??(xia)??，商??(shang)家??(jia)直?(zhi)接??(jie)侵??(qin)犯??(fan)消??(xiao)費??(fei)者??(zhe)的??(de)權(quán)??(quan)益??(yi)??，致??(zhi)使?(shi)預(yù)??(yu)付??(fu)合??(he)同??(tong)目??(mu)的?(de)不??(bu)能??(neng)實??(shi)現(xiàn)??(xian)??，造??(zao)成??(cheng)消??(xiao)費??(fei)者??(zhe)財??(cai)產(chǎn)??(chan)損??(sun)失??(shi)；而??(er)且??(qie)商??(shang)家??(jia)在??(zai)明??(ming)知??(zhi)自??(zi)身?(shen)不??(bu)能??(neng)實??(shi)現(xiàn)??(xian)“虛??(xu)假??(jia)承??(cheng)諾??(nuo)”的??(de)情??(qing)況?(kuang)下??(xia)??，仍??(reng)采??(cai)用?(yong)欺??(qi)詐??(zha)方??(fang)式?(shi)誘??(you)騙??(pian)消??(xiao)費??(fei)者??(zhe)消??(xiao)費??(fei)??，獲??(huo)得??(de)錢?(qian)款??(kuan)后??(hou)又??(you)通??(tong)過??(guo)轉(zhuǎn)??(zhuan)讓??(rang)店??(dian)鋪??(pu)等??(deng)方??(fang)式??(shi)逃??(tao)避??(bi)履??(lv)行??(xing)??。。