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學(xué)習(xí)快評丨qibao666888　　我??(wo)國??(guo)已??(yi)有??(you)明??(ming)確??(que)法??(fa)律??(lv)規(guī)??(gui)范?(fan)旨??(zhi)在??(zai)保??(bao)障??(zhang)預(yù)??(yu)付?(fu)式??(shi)消??(xiao)費(fèi)??(fei)亂??(luan)象??(xiang)中??(zhong)消??(xiao)費(fèi)??(fei)者??(zhe)的??(de)合??(he)法??(fa)權(quán)??(quan)益??(yi)??。??我??(wo)國?(guo)消??(xiao)費(fèi)??(fei)者?(zhe)權(quán)??(quan)益??(yi)保??(bao)護(hù)??(hu)法??(fa)規(guī)??(gui)定??(ding)?，經(jīng)??(jing)營??(ying)者??(zhe)以??(yi)預(yù)??(yu)收??(shou)款?(kuan)方?(fang)式??(shi)提??(ti)供??(gong)商??(shang)品??(pin)或??(huo)者??(zhe)服??(fu)務(wù)??(wu)的??(de)?，應(yīng)??(ying)當(dāng)?(dang)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)??。未??(wei)按??(an)照??(zhao)約??(yue)定??(ding)提??(ti)供??(gong)的??(de)?，應(yīng)??(ying)當(dāng)??(dang)按??(an)照??(zhao)消?(xiao)費(fèi)??(fei)者??(zhe)的??(de)要??(yao)求??(qiu)履??(lv)行??(xing)約??(yue)定??(ding)或??(huo)者??(zhe)退??(tui)回??(hui)預(yù)??(yu)付??(fu)款??(kuan)；并?(bing)應(yīng)??(ying)當(dāng)??(dang)承??(cheng)擔(dān)??(dan)預(yù)??(yu)付??(fu)款??(kuan)的??(de)利??(li)息?(xi)、消??(xiao)費(fèi)??(fei)者??(zhe)必??(bi)須??(xu)支??(zhi)付??(fu)的??(de)合??(he)理??(li)費(fèi)??(fei)用??(yong)??。如??(ru)果??(guo)商??(shang)家?(jia)存?(cun)在??(zai)欺??(qi)詐??(zha)行?(xing)為??(wei)?，消??(xiao)費(fèi)??(fei)者??(zhe)有??(you)權(quán)?(quan)要??(yao)求??(qiu)增??(zeng)加??(jia)賠??(pei)償??(chang)?，增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)為??(wei)消??(xiao)費(fèi)??(fei)者??(zhe)購??(gou)買??(mai)商??(shang)品??(pin)的??(de)價(jià)?(jia)款??(kuan)或??(huo)者??(zhe)接??(jie)受??(shou)服??(fu)務(wù)??(wu)的??(de)費(fèi)??(fei)用??(yong)的??(de)三??(san)倍??(bei)；增??(zeng)加??(jia)賠??(pei)償??(chang)的??(de)金??(jin)額??(e)不??(bu)足??(zu)五??(wu)百??(bai)元??(yuan)的??(de)?，為?(wei)五??(wu)百??(bai)元??(yuan)??。從??(cong)行??(xing)政??(zheng)監(jiān)??(jian)管??(guan)角??(jiao)度??(du)來??(lai)看??(kan)?，各?(ge)地?(di)也??(ye)陸?(lu)續(xù)?(xu)出??(chu)臺??(tai)了??(le)針??(zhen)對??(dui)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)的??(de)管??(guan)理??(li)辦??(ban)法??(fa)?，對??(dui)商??(shang)家??(jia)的??(de)發(fā)??(fa)卡?(ka)行??(xing)為??(wei)、資??(zi)金??(jin)監(jiān)??(jian)管??(guan)等??(deng)進(jìn)??(jin)行??(xing)了??(le)規(guī)?(gui)范??(fan)??。若??(ruo)商??(shang)家?(jia)以??(yi)非??(fei)法??(fa)占??(zhan)有?(you)為??(wei)目??(mu)的??(de)?，在??(zai)預(yù)??(yu)付??(fu)式??(shi)消??(xiao)費(fèi)??(fei)中??(zhong)采??(cai)用??(yong)虛??(xu)構(gòu)?(gou)事??(shi)實(shí)??(shi)、隱??(yin)瞞??(man)真?(zhen)相??(xiang)的??(de)手??(shou)段??(duan)大??(da)量??(liang)騙??(pian)取??(qu)消??(xiao)費(fèi)??(fei)者??(zhe)預(yù)??(yu)付??(fu)款??(kuan)項(xiàng)??(xiang)?，且??(qie)數(shù)??(shu)額??(e)達(dá)??(da)到??(dao)一??(yi)定??(ding)標(biāo)??(biao)準(zhǔn)??(zhun)?，可??(ke)能??(neng)涉??(she)嫌?(xian)詐??(zha)騙??(pian)罪?(zui)?，我??(wo)國??(guo)刑??(xing)法??(fa)第??(di)二??(er)百??(bai)六??(liu)十??(shi)六??(liu)條??(tiao)對??(dui)詐??(zha)騙??(pian)罪??(zui)及??(ji)其??(qi)刑??(xing)事??(shi)處??(chu)罰?(fa)作??(zuo)出??(chu)了?(le)明??(ming)確??(que)規(guī)??(gui)定??(ding)???！　∵@??(zhe)是??(shi)典??(dian)型??(xing)的??(de)預(yù)??(yu)付??(fu)式??(shi)消?(xiao)費(fèi)??(fei)過?(guo)程??(cheng)中??(zhong)消??(xiao)費(fèi)??(fei)者??(zhe)受??(shou)到??(dao)欺??(qi)詐??(zha)的?(de)案?(an)例??(li)??。??在??(zai)此??(ci)種??(zhong)情??(qing)況??(kuang)下??(xia)??，商??(shang)家??(jia)直??(zhi)接??(jie)侵??(qin)犯??(fan)消??(xiao)費(fèi)??(fei)者??(zhe)的??(de)權(quán)??(quan)益??(yi)??，致??(zhi)使??(shi)預(yù)??(yu)付??(fu)合??(he)同?(tong)目??(mu)的??(de)不?(bu)能?(neng)實(shí)??(shi)現(xiàn)?(xian)??，造??(zao)成??(cheng)消??(xiao)費(fèi)??(fei)者??(zhe)財(cái)??(cai)產(chǎn)??(chan)損??(sun)失??(shi)；而??(er)且??(qie)商?(shang)家??(jia)在??(zai)明??(ming)知??(zhi)自??(zi)身??(shen)不??(bu)能??(neng)實(shí)??(shi)現(xiàn)??(xian)“虛??(xu)假??(jia)承??(cheng)諾??(nuo)”的??(de)情??(qing)況??(kuang)下??(xia)??，仍??(reng)采??(cai)用?(yong)欺??(qi)詐??(zha)方??(fang)式??(shi)誘??(you)騙??(pian)消??(xiao)費(fèi)??(fei)者??(zhe)消??(xiao)費(fèi)??(fei)??，獲??(huo)得??(de)錢??(qian)款??(kuan)后??(hou)又??(you)通?(tong)過??(guo)轉(zhuǎn)??(zhuan)讓??(rang)店??(dian)鋪??(pu)等??(deng)方??(fang)式??(shi)逃??(tao)避??(bi)履??(lv)行??(xing)??。。