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　　三九養(yǎng)生堂記者 鄧肯·蓋伊 報(bào)道

精彩|　　信??(xin)息??(xi)不??(bu)對(duì)??(dui)稱??(cheng)不??(bu)僅??(jin)降??(jiang)低??(di)了??(le)日??(ri)常??(chang)金??(jin)融??(rong)服??(fu)務(wù)??(wu)質(zhì)??(zhi)量??(liang)??，也??(ye)削??(xue)弱??(ruo)了??(le)減??(jian)費(fèi)??(fei)讓?(rang)利??(li)政??(zheng)策??(ce)的??(de)落??(luo)地??(di)效??(xiao)果??(guo)?。??“上??(shang)有??(you)政??(zheng)策??(ce)、下??(xia)有??(you)對(duì)?(dui)策??(ce)”的??(de)教??(jiao)訓(xùn)??(xun)并??(bing)不??(bu)遙??(yao)遠(yuǎn)??(yuan)?。2014年??(nian)2月??(yue)??，原??(yuan)中??(zhong)國??(guo)銀??(yin)監(jiān)??(jian)會(huì)??(hui)、國??(guo)家??(jia)發(fā)??(fa)展??(zhan)改??(gai)革??(ge)委??(wei)發(fā)??(fa)布??(bu)《商??(shang)業(yè)??(ye)銀??(yin)行??(xing)服??(fu)務(wù)??(wu)價(jià)??(jia)格??(ge)管??(guan)理??(li)辦??(ban)法??(fa)》??，明??(ming)確??(que)將??(jiang)新??(xin)增??(zeng)兩??(liang)個(gè)??(ge)免??(mian)費(fèi)??(fei)項(xiàng)??(xiang)目??(mu)?。但??(dan)有??(you)消??(xiao)費(fèi)??(fei)者??(zhe)反??(fan)映??(ying)??，該?(gai)政??(zheng)策??(ce)在??(zai)執(zhí)??(zhi)行??(xing)過??(guo)程??(cheng)中??(zhong)變??(bian)了?(le)樣??(yang)??，多??(duo)數(shù)??(shu)銀??(yin)行??(xing)網(wǎng)??(wang)點(diǎn)??(dian)的?(de)工??(gong)作??(zuo)人??(ren)員??(yuan)并??(bing)未??(wei)主??(zhu)動(dòng)??(dong)告??(gao)知??(zhi)客??(ke)戶??(hu)“目??(mu)前??(qian)可??(ke)擁??(yong)有??(you)一??(yi)個(gè)??(ge)免??(mian)收??(shou)管??(guan)理??(li)費(fèi)?(fei)的??(de)賬??(zhang)戶??(hu)”??，出??(chu)現(xiàn)??(xian)了??(le)“你??(ni)不??(bu)問??(wen)、我??(wo)就??(jiu)不?(bu)說??(shuo)”的??(de)情??(qing)況??(kuang)?。時(shí)??(shi)至?(zhi)今??(jin)日??(ri)??，此??(ci)類?(lei)問?(wen)題??(ti)仍??(reng)有??(you)一??(yi)定??(ding)的??(de)普??(pu)遍??(bian)性??(xing)?。　　減?(jian)費(fèi)??(fei)讓??(rang)利??(li)、惠??(hui)企??(qi)利?(li)民??(min)的??(de)做??(zuo)法??(fa)值??(zhi)得??(de)肯?(ken)定??(ding)??，但??(dan)相??(xiang)關(guān)??(guan)措??(cuo)施??(shi)若??(ruo)要??(yao)落??(luo)地??(di)生??(sheng)效??(xiao)??，還??(hai)需??(xu)依??(yi)靠??(kao)“公??(gong)開??(kai)透??(tou)明??(ming)”機(jī)??(ji)制??(zhi)??。??哪??(na)些?(xie)項(xiàng)??(xiang)目??(mu)收?(shou)費(fèi)??(fei)了??(le)？??收?(shou)了?(le)多??(duo)少??(shao)？哪??(na)些??(xie)項(xiàng)??(xiang)目?(mu)免??(mian)費(fèi)??(fei)了??(le)？還??(hai)能??(neng)優(yōu)?(you)惠??(hui)多??(duo)少??(shao)？這?(zhe)些??(xie)看??(kan)似??(si)瑣??(suo)碎??(sui)的??(de)“小??(xiao)事??(shi)”是??(shi)關(guān)??(guan)乎??(hu)金??(jin)融??(rong)消??(xiao)費(fèi)??(fei)者??(zhe)獲??(huo)得??(de)感??(gan)的?(de)“大??(da)事??(shi)”??，要??(yao)把??(ba)它??(ta)們??(men)講??(jiang)清??(qing)楚?(chu)、說??(shuo)明??(ming)白??(bai)??。

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